Senior Enterprise Risk Manager

Position: Senior Enterprise Risk Manager – Full Time/Exempt

Department: Accounting & Finance

Reports to: Chief Financial Officer

Location: Arizona Cardinals (Tempe, AZ) NOTE: Starting 2028, this role will be based at the new Arizona Cardinals Training Facility in north Phoenix, AZ.

Format: In-person 

Note: Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of a student or employment Visas (including, but not limited to F-1, M-1, J-1, H-1B, OPT and/or CPT programs, etc.). 

Cardinals Organizational Summary:   

The Arizona Cardinals Football Club is a professional football team within the National Football League (NFL). We compete in the National Football Conference (NFC) West division and call State Farm Stadium, in Glendale, Arizona, our home.

As one of the oldest pro football franchises in the U.S., the Club has established itself as a sport and cultural hallmark within Arizona, as well as a trailblazer for diversity, equity, inclusion, and belonging (DEIB) initiatives and firsts around the League.  Our vision is to build a leading sports organization that competes for championships, drives business results, creates loyal fans, develops proud employees, and inspires hope in our community. We are relentless in our pursuit of greatness on and off the field, while positively impacting our people, our fans, and our community.

If you want to join an organization that values putting the team first, doing what is right, growing with positivity, valuing every voice, while driving performance, we would love for you to join our team. Learn more about the Arizona Cardinals and see what’s happening here. 

Job Summary:

The Arizona Cardinals are seeking a highly experienced Senior Enterprise Risk Manager to lead the organization's enterprise-wide risk management and insurance programs. This strategic individual contributor will be responsible for identifying, evaluating, financing, and mitigating risks across multiple business entities while partnering with executive leadership to protect the organization's assets and support long-term growth.

This role oversees all aspects of the organization's insurance portfolio, captive insurance company, contractual risk transfer, claims administration, construction risk management, and enterprise risk initiatives. The position reports to the CFO and will work closely with Finance, Legal, Human Resources, Operations, Development, and external insurance brokers, carriers, captive manager and advisors.

This is an exceptional opportunity for an experienced risk professional who enjoys building programs, influencing executive decision-making, and operating across a diverse portfolio of businesses. This position offers the opportunity to build and lead a sophisticated enterprise risk management program supporting one of the NFL's premier organizations and its affiliated businesses. The successful candidate will influence strategic decisions across professional sports, concessions, aviation and real estate development while working directly with executive leadership on some of the organization's most significant initiatives.

Primary Job Duties:

The Senior Enterprise Risk Manager will have the daily responsibilities including, without limitation, to the following:

• Insurance Program Management
  • Manage all corporate insurance programs, including but not limited to:
    • Property
    • General Liability
    • Umbrella/Excess Liability
    • Workers' Compensation
    • Cyber Liability
    • Directors & Officers Liability
    • Employment Practices Liability
    • Crime/Fidelity
    • Professional Liability
    • Builder's Risk
    • Owner's Interest
    • Environmental/Pollution
    • Aviation
    • Automobile
  • Lead annual insurance renewals and marketing efforts.
  • Evaluate coverage adequacy, limits, deductibles, and overall program structure.
  • Analyze claims experience and recommend program improvements.
• Captive Insurance Management
  • Oversee administration of the organization's captive insurance company.
  • Coordinate with captive managers, actuaries, auditors, investment advisors, and regulatory authorities.
  • Review financial performance and capitalization.
  • Evaluate opportunities for expanding captive participation and optimizing retained risk.
• Construction & Development Risk
  • Manage insurance programs associated with major capital development projects.
  • Coordinate Builder's Risk, Owner's Interest, Pollution Liability, OCIP/CCIP, and other construction-related coverages.
  • Review contractual insurance requirements with contractors and developers.
  • Partner with Legal and Development teams on risk allocation strategies.
• Enterprise Risk Management
  • Develop and maintain the organization's Enterprise Risk Management (ERM) framework.
  • Identify, assess, prioritize, and monitor strategic, operational, financial, legal, and emerging risks.
  • Prepare enterprise risk assessments and present findings to executive leadership.
  • Recommend risk mitigation strategies aligned with the organization's risk appetite.
  • Monitor evolving industry trends, regulatory changes, and emerging risks.
• Claims Management
  • Oversee significant property, casualty, and liability claims.
  • Coordinate with carriers, adjusters, legal counsel, and internal stakeholders.
  • Identify trends and implement loss prevention initiatives.
• Contractual Risk Management
  • Review contracts for insurance and indemnification provisions.
  • Recommend appropriate risk transfer mechanisms.
  • Partner with Legal during contract negotiations involving significant risk exposure.
• Cross-Functional Partnership
  • Serve as the primary liaison with insurance brokers, consultants, underwriters, actuaries, and external advisors.
  • Collaborate with Finance on budgeting and forecasting insurance costs.
  • Support Human Resources on employee-related risk matters.
  • Partner with Operations and Facilities on loss prevention initiatives.
  • Provide executive leadership with strategic recommendations regarding enterprise risk.
• Other duties as assigned

Qualifications/Requirements

• Education: Bachelor's degree in Risk Management, Finance, Accounting, Business Administration, or related field
• Experience: At least eight (8) years of progressive risk management and insurance experience.
• Professional designations such as ARM, CPCU, CRM, or RIMS-CRMP preferred
• Demonstrated experience managing large commercial insurance programs.
• Strong understanding of property and casualty insurance structures.
• Experience with enterprise risk management principles.
• Knowledge of contractual risk transfer and indemnification.
• Excellent analytical, financial, and negotiation skills.
• Exceptional written and verbal communication abilities.
• Background working with brokers, underwriters, and executive leadership teams.
• Experience managing captive insurance companies preferred.
• Experience with construction and real estate development risk preferred.
• Experience in professional sports, entertainment, hospitality, aviation, or other complex multi-entity organizations preferred.
• Strategic thinker with strong business acumen
• Executive presence and sound judgment with strong negotiation and relationship management skills and the ability to influence
• Highly organized and detail-oriented
• Collaborative leadership style
• Strong financial and analytical capabilities
• Excellent project management skills
• Ability to manage multiple complex initiatives simultaneously
• Flexibility to work evenings, weekends, and holidays; hours may vary depending on business needs.
• Must successfully complete pre-employment screening, including a background check

Cardinals Benefits/Perks Summary:

The Arizona Cardinals Football Club has developed a comprehensive benefits package that provides economic and inclusive benefits to full-time employees. The Cardinals benefits offer care, protection, and support for employees and their loved ones. The Cardinals organization encourages an environment that is conducive to living a healthy, productive, and flexible lifestyle.

Benefits and Perks include, but are not limited to:

• Health, Dental, and Vision Insurance options; effective the first day of hire
• 401 (k) retirement option with employer match contribution
• Paid Time Off Accruals (including sick time accruals)
• Paid Time Off for most Federal holidays
• Time off for Maternity, Paternity, Military, and Bereavement
• MDLIVE: 24/7 medical support
• Flexible Spending Accounts (FSA) & Health Care Saving Account options
• Discounts on Cardinals gear & paraphernalia
• Tuition reimbursement & Professional Growth opportunities
• Daily free lunch
• Complimentary season tickets
• Subsidized gym memberships

The Arizona Cardinals Football Club is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, age, disability, gender identity, marital or veteran status, or any other protected class.

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Equal Opportunity Employer
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